Membership

Become a Member: Membership Benefits

AIC Liability Insurance Program

Aon Reed Stenhouse Inc. is the proud insurance broker for the liability insurance program sponsored by The Agricultural Institute of Canada. This program offers coverages such as Professional Liability Insurance and Commercial General Liability Insurance at discounted premiums to AIC members.

What is Professional Liability Insurance?

This insurance protects you against liability/allegations for damages resulting from a negligent act, error, omission or malpractice arising out of your profession. Note: Civil cases only; no coverage provided if you are criminally charged. Should you have an environmental exposure, please contact Aon to have the Pollution Exclusion removed at an additional premium.

Professional Liability Limit	Annual Premiums (subject to applicable sales tax) Professional Agrologist	Annual Premiums (subject to applicable sales tax) Certified Crop Adviser
$1,000,000 per claim/$2,000,000 aggregate	$1540	$1380
$2,000,000 per claim/ $4,000,000 aggregate	$2075	1854

*These rates are effective March 1, 2007

What is Commercial General Liability Insurance?

Commercial Liability Insurance covers your legal liability to a third party imposed by law for bodily injury and/or property damage arising from your premises or business operations. This policy is not available on a mono-line basis therefore you must purchase the Professional Liability insurance in order to qualify.

Commercial General Liability Limit	Annual Premiums (subject to applicable sales tax)
$1,000,000 per claim/$1,000,000 aggregate	$570
$2,000,000 per claim/ $2,000,000 aggregate	$760

*These rates are effective March 1, 2007

2007 Information Brochure

How Can Apply?

Simply complete the two page application and submit it to Aon with payment in full (payment can be made by Visa, Mastercard or cheque). Upon acceptance of the application and payment, the insurance becomes effective and a certificate is mailed to you. The formal policy wording is available upon request. Please note that the common renewal date of the program is March 1st therefore premiums are pro-rated on a quarterly basis.

2007 Application

Should you have any questions or would like to report and incident/claim, please contact an Aon representative at 1-800-267-9364 or group.programs@aon.ca.